Friday, November 23, 2012

The Hartford Auto Insurance

Now don't laugh at me, but I'm thinking that many people have the idea that AARP is for "old" folks. You do have to be at least 50 to join, but the older I get, the younger that seems. It also just so happens that if your spouse turns fifty before you, then they can join and even though you aren't yet fifty you can be added free of charge and receive all the same benefits.

My hubby is a wee bit older than me and I signed him up the day he turned fifty. Since I'm in my thirties it is always funny when I pull out my card and whoever I'm handing it just looks at me like, huh?

One of the many benefits available once you become an aarp member is auto insurance through The Hartford Company. Since it is the law that if you drive you have to have auto insurance, it's not as if it is a luxury item that you can just get rid of.  Car insurance rates and plans can vary greatly from company and it really is beneficial to do a little research before committing to a company.

Auto insurance policy holders that sign up with The Hartford Company through their aarp membership often save an average of $375 per year. Some other benefits of going with this company include Lifetime Renewability, First Accident forgiveness and new car replacement to name a few.

Of course your policy can be tailored to meet your needs by adjusting deductibles and adding what extras you like in the Full Coverage policy.
Included are (can vary by state):
Bodily Injury Protection
Property Damage Liability
Uninsured Motorist Bodily Injury
Uninsured Motorist Property Damage
Underinsured Motorists
Personal Injury Protection (no-fault insurance)
Medical Payments
Full Glass
Towing and Labor
Rental Reimbursement

A couple additional ways to save:
Insure multiple cars.
Insure your home with the same company
Be a defensive driver, complete a defensive driving certification course
Consider an anti theft device
Drive a car with air bags.
Have younger drivers (21 and under) complete a driving certification course

Definitely something worth looking into, don't you think?

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